Visio Lending’s Broker Program is designed exclusively for residential mortgage brokers looking to scale and diversify their revenue streams. As a Visio broker, you’ll have the opportunity to charge up to 5%, including the ability to make 2% with just a 50bps rate adjustment to your borrower. As a result, you increase your income while providing more financing solutions to your clients.
Keep reading to learn more about our broker program and how a partnership with Visio can help grow your business and maximize your earning potential.
Why the Visio Broker Program Is the Best in the Country
With a simple broker process, fast closing times and no licensing required (except in Arizona and California), the Visio Broker Program is unmatched. Sounds great? That’s only the beginning. Here’s why more brokers nationwide are choosing Visio to close deals and grow their business.
Lucrative and seamless business opportunity
The Visio Broker Program allows you to seamlessly incorporate rental loans into your product offerings. Visio brokers generally earn between 1% and 2% per closed loan. While our competitive payout structure is one of the main reasons brokers choose us, we prioritize helping you add value without overcharging clients. Here are a few more benefits of partnering with Visio:
- Repeat business: Investors generally own multiple properties, and the counter-cyclical nature of real estate investing means brokers can secure business even during economic downturns
- Fewer regulations: Since our rental loans are outside of Dodd-Frank, we don’t require brokers to have an NMLS license (except for brokers based in Arizona and California)
- Streamlined operations: Our in-house processing and designated account executives help simplify your workload
We offer your clients a superior borrowing experience
As the nation’s leader in DSCR loans, we pride ourselves on delivering reliable, investor-friendly loan products that make the lending process simple, efficient and tailored to various investment goals. When you send us business, you can be sure your clients receive a quality lending experience. Here’s a brief overview of what sets Visio apart from the competition:
- Customization: Visio’s DSCR Loan Program is designed for investors looking to expand their portfolios with single-family residential (1-4 unit) and vacation rental properties. Our flexible loan solutions are tailored to meet each investor’s unique needs
- Exclusively focused on rental financing: We use DSCR to determine eligibility, which allows us to offer investors a fast, transparent and seamless lending experience. Over the years, we’ve refined our process to help investors nationwide close more than 19,000 rental loans
- Cash flow-based lender: At Visio, we qualify borrowers based on the property’s monthly cash flow compared to its expenses. Since DTI is not a metric we consider, borrowers don’t need to provide us with personal income verification, tax returns or a 4506 form
- Great rates and terms: We provide 30-year fixed terms with no balloon payments and purchase and refinance loans up to 80% LTV
We Provide You With the Tools and Technology To Be Successful
At Visio, we’re committed to helping brokers grow their business and maximize their earnings. Our broker program is built for scalability, and that’s why we invested the time to develop the broker portal and create a toolkit containing numerous resources needed for success.
Broker portal
The Visio Broker Portal is the one-stop shop for our brokers, enabling you to access loan information, tools, technology and dedicated support with ease. Through our innovative portal, brokers can:
- See preliminary pricing for any deals and compensation from pending loans
- Upload and manage your loan files
- Access information from your past Visio loans to plan remarketing strategies
- Easily reach your key Visio contacts, including your account executive, processor and closing specialist
Broker toolkit
Through the broker portal, we’ve curated guides, one-sheets and resources to develop a broker toolkit. Visio’s broker toolkit contains:
- Rates sheets
- Loan application form
- Step-by-step guide on using the portal and our software
- Processing guidelines
Visio’s Rental Loan Broker Program FAQs
How much money will I make as a broker?
Visio brokers can charge up to 5%, with the potential to earn up to 2% by applying just a 50bps rate adjustment to your borrower.
Who can become a Visio broker?
Everyone is eligible to be a Visio broker. We don’t require NMLS licensing to sign up for the program. However, due to state regulations, brokers in Arizona and California are required to have an NMLS license.
What is expected of a Visio Broker?
- Sending us only rental investors. We don’t finance owner-occupied properties
- Brokers must provide us with the necessary documentation and must fully and fairly describe the important terms to their clients
- All documentation brokers’ submit must be true, complete and accurate to the best of their ability
What kind of materials & resources will Visio provide me?
We provide our brokers with top-of-the-line technology and dedicated support through our broker portal. Within the portal, brokers can all find a toolkit, which contains a library of resources of up-to-date rate sheets and guides needed for success.
Join the Top Rental Loan Program
Visio strives to deliver the fastest, simplest and most dependable mortgage financing to enable investors to grow their residential real estate portfolios, improve cash flow and build wealth. Join the best broker program today to expand your offerings, close more deals and maximize profits.
