DSCR Loans for Rental Investors in Rhode Island

With tight inventory, rising property values and growing rental demand, Rhode Island has quickly become a hot spot for SFR investors seeking both steady income and long-term appreciation.

Driven by proximity to major metro areas, cities like Newport, Providence and Cranston continue to attract SFR investors across a range of strategies.

Those same markets have all shown strength in average SFR rents. Newport led the way with a staggering 13.3% YoY increase in average SFR rents¹. Providence followed closely behind with a 7.8% jump², while Cranston remained relatively flat³, yet continues to provide consistent rental demand.

Visio Lending is Rhode Island’s premier DSCR lender. SFR investors turn to us for fast, dependable and flexible financing solutions to help them scale their rental portfolios in this dynamic and growing market.

Note: Visio doesn’t charge prepayment penalties for Rhode Island purchase transactions. However, our standard prepay options for refinances are available to investors in this state.

Strong Growth in Rhode Island’s Investor Market

From Newport’s rent growth to Providence’s steady demand, Rhode Island offers investors a mix of opportunity and stability. Proximity to Boston and other major cities drives ongoing rental demand, making Rhode Island attractive for both long-term and short-term strategies. With Visio Lending’s DSCR loans, investors can qualify based on property-level cash flow, while benefiting from LLC-only protections, flexible financing, and no prepayment penalties on purchase loans!

1: Zillow (Newport)

2:  Rentometer

3: Zillow (Cranston)