DSCR financing built for real estate investors.

Transparent pricing.
Reliable execution. 
Proven at scale.

Get a clear view of DSCR loan options for long-term and short-term rentals, backed by the nation’s #1 DSCR lending team.

Get a Consultation from a Visio Lending Expert

A DSCR specialist will review your scenario and respond within one business day.

Trusted by investors and brokers who value clarity and consistency.

$4.8B+ in investor loans funded
21,000+ investment properties financed
Nationwide DSCR lending platform
Dedicated Account Executive
45-day free rate locks

Setting the Standard for DSCR

Financing that fits real investment strategies.

Built for long-term and short-term rental properties
Not adapted from consumer mortgage products
Designed around how investors actually operate

Clear requirements, upfront.

Know what qualifies, what doesn’t, and why before you commit
A predictable path from quote to close
Consistent pricing and structured underwriting

“We recently closed two deals... Definitely a five-star experience!”

Robin P.

Google Review

“I could not recommend more if you are STR / Investment property space.”

Matt F.

Google Review

Visio Lending is the nation's premier lender for buy and hold investors offering, long-term loans for SFR rental properties, including vacation rentals.

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All rights reserved. Copyright 2026. All loans are originated by Visio Financial Services Inc. (“VFS”) or Investor Mortgage Finance LLC (“IMF”). VFS is licensed by the Arizona Department of Financial Institutions as an Arizona Mortgage Banker, license number BK-1010600 as well as by the California Department of Financial Protection and Innovation as a California Finance Lender, license number 60DBO-56345. VFS’s company NMLS ID number is 1935590. IMF is licensed by the Arizona Department of Financial Institutions as an Arizona Mortgage Banker, license number BK-1034031 as well as by the California Department of Financial Protection and Innovation as a California Finance Lender, license number 60DBO-160501. IMF’s company NMLS ID number is 2297729. By providing your mobile phone number to Visio Financial Services, Inc, you confirm that you are the account holder or have authorization to use the provided number and consent to receive informational SMS text messages related to your account or services. Message frequency varies. Msg & data rates may apply. You may opt out at any time by replying STOP or reply HELP for assistance. Opting out of SMS will not affect other communications, including email. See our Terms of Use and Privacy Policy for additional details.