Fill out this form to talk to Banks Mattingly, your DSCR expert
Leverage Your Rental Portfolio With Visio
Thousands of real estate investors and brokers nationwide trust Visio Lending as their go-to DSCR partner. Join them today.
- First DSCR lender with 12 years of direct lending experience
- Asset-based loans – No employment verification, income qualification, DTI calculations, tax returns or 4506 required
- Light documentation – No tax returns, income verification or credit report needed
- Specialize in short- and long-term rentals – Rent-ready properties, 1–4 unit residential
- Flexible loan options – 30-year fixed, 5/6 and 7/6 ARM (30-year amortization), 10-year interest-only
- DSCR EXPERTISE – End-to-end personalized customer service with loan officer specialized in DSCR loans
- Qualify on DSCR, not personal income
- Up to 80% LTV
- 45-day free rate locks available, Competitive rates for investors and brokers
- One-stop-shop leader for BRRRR Loans
Banks Mattingly
Account Executive
512-334-1423
banks.mattingly@visiolending.com
About Banks Mattingly
Meet Your DSCR Strategist: Banks Mattingly
- Years at Visio: Since March 2025
- Loan Volume Closed: Nearly $3 million and growing
- Deals Funded: Three and counting
- Years in the Industry: Nearly four years
- DSCR Loan Focus: short-term and long-term rental financing
- Markets Served: Florida, Pennsylvania and Texas
- Education: University of Kentucky
- Personal Interests: Live music, travel and golf
What It’s Like to Work With Banks
Banks brings a relationship-first approach to his role at Visio Lending, backed by hands-on experience managing high-end short-term rentals along Florida’s scenic 30A. He’s worked directly with investor-owners to optimize operations and returns, gaining an extensive understanding of what it takes to run a profitable rental business.
Today, Banks helps real estate investors structure financing solutions tailored to their long-term goals. Whether you’re purchasing your first STR or growing a rental portfolio, Banks brings clarity, product knowledge and consistent communication to every deal.
He’s known for treating every borrower with equal focus and respect, guiding clients through the DSCR loan process and ensuring they receive the right terms, not just a fast close. As Banks puts it, “I’m not here to push a product. I’m here to be a partner.”
His mission is simple: To be the first point of contact for clients and brokers looking for financing that works. When you need someone you can rely on, you can count on Banks.
Banks Mattingly
Account Executive
512-334-1423
banks.mattingly@visiolending.com
