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Leverage Your Rental Portfolio With Visio

Thousands of real estate investors and brokers nationwide trust Visio Lending as their go-to DSCR partner. Join them today.

Specialized in DSCR loans since 2012.
Asset-based loans – No employment verification, income qualification, DTI calculations, tax returns or 4506 required.
Light documentation – No tax returns, income verification.
Specialize in short- and long-term rentals – Rent-ready properties, 1–4 unit residential.
Flexible loan options – 30-year fixed, 5/6 and 7/6 ARM (30-year amortization), 10-year interest-only.
DSCR EXPERTISE – End-to-end personalized customer service with loan officer specialized in DSCR loans.
Qualify on DSCR, not personal income.
Up to 80% LTV.
45-day free rate locks available, Competitive rates for investors and brokers.
One-stop-shop leader for BRRRR Loans.

Bio
Reviews

David Deems

Senior Account Executive

Phone:

512-334-2306

Email:

david.deems@visiolending.com

About David Deems

Meet Your DSCR Mortgage Officer: David Deems

Personal Interests: Hiking, biking, kayaking, fantasy football and home landscaping

What It’s Like to Work With David

David combines mortgage lending expertise with an extensive understanding of risk and underwriting. After nearly a decade in property and casualty insurance, he shifted to investment property lending. Known for his diligence, proactive communication and creative problem-solving, David is a trusted partner to brokers and investors nationwide.

David specializes in guiding investors of all levels through the loan process. He starts by asking the right questions, learning each client’s strategy, goals and experience level, and then matches them with a loan structure that fits.

Whether you’re purchasing your first STR or expanding your rental portfolio with a DSCR loan, David emphasizes clear communication, dependable support and treating each deal with the same care he’d want for his own. His goal is simple: help clients achieve true financial freedom, where a W2 job is optional, and not a necessity.

David Deems

Senior Account Executive

Phone:

512-334-2306

Email:

david.deems@visiolending.com

Thomas S.

Visio stepped in to help us out of a rough situation with another lender. David was¬†professional and readily available to answer our questions, and kept in contact with us every step of the way, making our refinance as smooth as possible.

Jason S.

David Deems is flat out a problem solver, which we need in the mortgage business to close tricky loans that DSCR files often provide. If you're lucky enough to have him as your account executive, know you are in good hands!

Lucas H.

David deems is one of the most professional AEs I‚Äôve ever worked with. He is always there to help me with my loan submissions. I know if I call David Deems he is there to answer all my questions and support my business.

Alex M.

David Deems and his team at Visio Lending has been game changing for me as a loan officer. For a while I was looking for a great lender that could get a Debt Service Coverage Ratio rental property loan funded the way it should (simple and stress free)! Their underwriting offers a seamless experience. They do not come back with unnecessary conditions and everyone is quick to respond when you have a question or need support. I would highly recommend reaching out to David Deems for your next debt service coverage rental property loan. You won't regret it.

Heidi P

I have been working with Visio for the last year. They are my go-to lender for DSCR loans! David Deems is my contact and he is top of the line!! I couldn't ask for a better loan rep!

Jason G.

Thank you to David Deems and the Visio Team for all the fantastic work and help in making my DSCR deals go smoothly and successfully.