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Leverage Your Rental Portfolio With Visio
Thousands of real estate investors and brokers nationwide trust Visio Lending as their go-to DSCR partner. Join them today.
- Specialized in DSCR loans since 2012.
- Asset-based loans – No employment verification, income qualification, DTI calculations, tax returns or 4506 required.
- Light documentation – No tax returns, income verification.
- Specialize in short- and long-term rentals – Rent-ready properties, 1–4 unit residential.
- Flexible loan options – 30-year fixed, 5/6 and 7/6 ARM (30-year amortization), 10-year interest-only.
- DSCR EXPERTISE – End-to-end personalized customer service with loan officer specialized in DSCR loans.
- Qualify on DSCR, not personal income.
- Up to 80% LTV.
- 45-day free rate locks available, Competitive rates for investors and brokers.
- One-stop-shop leader for BRRRR Loans.
James Balthazar
Account Executive
512-334-1474
james.balthazar@visiolending.com
About James Balthazar
Meet Your DSCR Loan Partner: James Balthazar
James Balthazar offers decades of mortgage and investment property lending experience, having originated loans since 1995. Throughout his career, he he’s helped investors close complex and creative deals. James prioritizes clear communication and full transparency at every step of the lending process. He ensures that investors, brokers and all parties involved always know where a loan stands and is readily available to answer questions or provide guidance.
Known for his extensive knowledge of the lending process and commitment to putting clients’ needs first, James approaches every deal as a trusted advisor. His goal is to help investors structure deals while serving as a reliable partner in growing their real estate portfolios and reaching their goals.
Outside of work, James enjoys golf, travel, owning racehorses and spending time at the beach.
James Balthazar
Account Executive
512-334-1474
james.balthazar@visiolending.com
