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Leverage Your Rental Portfolio With Visio
Thousands of real estate investors and brokers nationwide trust Visio Lending as their go-to DSCR partner. Join them today.
- First DSCR lender with 12 years of direct lending experience
- Asset-based loans – No employment verification, income qualification, DTI calculations, tax returns or 4506 required
- Light documentation – No tax returns, income verification or credit report needed
- Specialize in short- and long-term rentals – Rent-ready properties, 1–4 unit residential
- Flexible loan options – 30-year fixed, 5/6 and 7/6 ARM (30-year amortization), 10-year interest-only
- DSCR EXPERTISE – End-to-end personalized customer service with loan officer specialized in DSCR loans
- Qualify on DSCR, not personal income
- Up to 80% LTV
- 45-day free rate locks available, Competitive rates for investors and brokers
- One-stop-shop leader for BRRRR Loans
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James Loubriel
Senior Account Executive
512-334-1518
james.loubriel@visiolending.com
About James Loubriel
Meet Your DSCR Loan Professional: James Loubriel
- Loan Volume Closed: 20 million and rapidly growing
- Deals Funded: 77 and counting
- Years in the Industry: 16 years in mortgage lending (One year at Visio)
- DSCR Loan Focus: Group investor deals, long-distance investor coordination and portfolio expansion
- Markets Served: Florida, Illinois, Michigan, New York, North Carolina and Texas
- Education: B.B.A. in Marketing, University of Texas at Arlington
- Personal Interests: Watching hockey, playing music and cooking
What It’s Like To Work With James
James never planned on a mortgage career, but when a recruiter called shortly after college, he took a chance. Sixteen years later, that unexpected opportunity has grown into a career defined by adaptability, perseverance and a strong commitment to client success.
With nearly a decade of experience in investment property lending, James has worked in almost every origination role, from loan officer to director. Today, as a DSCR loan professional at Visio Lending, he brings a strategic mindset to every deal. He’s especially skilled at guiding investor groups through complex scenarios, like entity buyouts, multi-signer deals and long-distance closings.
James credits Visio’s experienced underwriting and processing teams as a key reason he can consistently deliver. He listens closely to his clients’ goals, adjusts his process to fit their needs and keeps communication flowing from start to finish.
For James, the mission is simple: be the account executive he would want if he were the investor. That mindset has led to long-term relationships, repeat business and a reputation for getting deals done, no matter the obstacles.

James Loubriel
Senior Account Executive
512-334-1518
james.loubriel@visiolending.com