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Leverage Your Rental Portfolio With Visio
Thousands of real estate investors and brokers nationwide trust Visio Lending as their go-to DSCR partner. Join them today.
- First DSCR lender with 12 years of direct lending experience
- Asset-based loans – No employment verification, income qualification, DTI calculations, tax returns or 4506 required
- Light documentation – No tax returns, income verification or credit report needed
- Specialize in short- and long-term rentals – Rent-ready properties, 1–4 unit residential
- Flexible loan options – 30-year fixed, 5/6 and 7/6 ARM (30-year amortization), 10-year interest-only
- DSCR EXPERTISE – End-to-end personalized customer service with loan officer specialized in DSCR loans
- Qualify on DSCR, not personal income
- Up to 80% LTV
- 45-day free rate locks available, Competitive rates for investors and brokers
- One-stop-shop leader for BRRRR Loans
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Joe LaRue
Account Executive
737-910-2324
Joe.LaRue@visiolending.com
About Joe LaRue
Meet Your DSCR Loan Advisor: Joe LaRue
- Loan Volume Closed: $18 million, and rapidly growing
- Deals Funded: 66 and counting
- Years in the Industry: 21 years in the mortgage industry, with nearly a year focused on investment property lending
- DSCR Loan Focus: Short-term rentals and long-term rentals
- Markets Served: Experience across all 41 states where Visio operates
- Education: Bachelor’s degree in Landscape Architecture, Mississippi State University
- Personal Interests: Turkey hunting, duck hunting, offshore fishing, supporting his kids’ sports and live music, especially multi-instrument bands
What It’s Like To Work With Joe
Joe has worked in the mortgage industry for more than 20 years. Since joining Visio Lending in 2024, he’s focused exclusively on DSCR loans, helping investors finance 66 deals totaling $18 million. Known for his straightforward approach, Joe stays accessible and responsive to ensure investors and brokers get the support they need.
Joe believes that being consistently accessible is the driving factor to a smooth lending experience. No matter what type of investor you are, Joe stays engaged throughout the process, ensuring no questions go unanswered and no concerns go unaddressed. Joe’s mission is simple: be reliable, responsive and ready to help clients close their deals efficiently.
Outside of helping clients secure rental properties, Joe is an avid outdoorsman who enjoys turkey and duck hunting as well as offshore fishing. He’s also a dedicated supporter of his children’s sports and a fan of live music, especially bands with rich instrumentation.

Joe LaRue
Account Executive
737-910-2324
Joe.LaRue@visiolending.com