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Leverage Your Rental Portfolio With Visio

Thousands of real estate investors and brokers nationwide trust Visio Lending as their go-to DSCR partner. Join them today.

  • First DSCR lender with 12 years of direct lending experience
  • Asset-based loans – No employment verification, income qualification, DTI calculations, tax returns or 4506 required
  • Light documentation – No tax returns, income verification or credit report needed
  • Specialize in short- and long-term rentals – Rent-ready properties, 1–4 unit residential
  • Flexible loan options – 30-year fixed, 5/6 and 7/6 ARM (30-year amortization), 10-year interest-only
  • DSCR EXPERTISE – End-to-end personalized customer service with loan officer specialized in DSCR loans
  • Qualify on DSCR, not personal income
  • Up to 80% LTV
  • 45-day free rate locks available, Competitive rates for investors and brokers
  • One-stop-shop leader for BRRRR Loans
John Mele, DSCR Financing Strategist

John Mele

Senior Account Executive
Phone:

512-334-1453

Email:

john.mele@visiolending.com

About John Mele

Meet Your DSCR Financing Strategist: John Mele

 

  • Loan Volume Closed: $225 million+
  • Deals Funded: 731
  • Years in the Industry: 20 years
  • DSCR Loan Focus: First-time investors, portfolio strategy and long-term rental growth
  • Markets Served: Florida, Georgia, Massachusetts, New Jersey, New York, North Carolina and Texas
  • Personal Interests: Family time with his wife and two daughters, gymnastics, dance, sports and making the most out of life

 

Why Investors and Brokers Choose John

 

John Mele brings two decades of lending experience and a long-standing track record with Visio Lending. After getting his start in 2005 at First Magnus Financial, he quickly advanced into an account executive role and has been helping investors build wealth through real estate ever since. As one of Visio’s original producers and a former top performer at Econohomes, John has played a key role in supporting investors at every stage of their journey.

Whether you’re a first-time buyer or an experienced investor, John focuses on truly understanding your strategy. He listens closely, sets clear expectations and delivers on them with speed and precision, ensuring a seamless process from the first call to the closing table. His mission is simple: provide excellent service, communicate clearly and close loans quickly.

Throughout his career at Visio, John has helped fund more than $225 million in DSCR Loans and continues to build lasting relationships with investors nationwide. For John, the most fulfilling part of the job is helping new investors build confidence and understanding as they navigate their first deals.

John Mele, DSCR Financing Strategist

John Mele

Senior Account Executive
Phone:

512-334-1453

Email:

john.mele@visiolending.com

Ingrid S.
I would highly recommend Visio Lending.  John Mele was my loan officer, and he was the best I have ever worked with.  He was fast, efficient, and most of all, he was always available to answer any questions I may have had.  My investment refi took under 3 weeks from the time I filled out the application until I closed.  I will most definitely use them for all of my investment needs. Thanks Visio you guys are the best.
Bill K.
They always close in 30 days after all docs are in. John Mele is accessible all the time. Good rates and very little underwriting expenses"
Sierra J.
My experience with Visio has been pleasant each deal so far. I plan to submit many more of our clients’ deals. We’ve been very satisfied with how our account rep John Mele and his team has treated each file. John’s made it his priority to communicate & provide stellar customer service with shown effort to pushing our file as quickly as possible. Visio have a vast variety of products that have worked for our investors & partners. I highly recommend!
Greg M.
Visio is the best DSCR lender that I have ever worked with. I would give them 10 stars if I could. Everyone works well together from origination to closing, and they are always on the same page when it comes to communications between the borrower and the broker.
Quisar S.
Very responsive and excellent service as well as great rates. John Mele is very instrumental in explaining all the process and response to calls/emails right way. He also followed up the entire process to ensure closing should be done on time. I would give him 5 out of 5 for the great customer service. Throughout the entire process, I was feeling I am also part of the Visio team. Great work!
Paige H.
John Mele handle the business. Under the gun for a short closing and Visio knocked it out of the park. While their process might be different than other lender, they have the most aggressive guidelines for short term rental in the marketplace. Thanks John and team and looking forward to doing business with you guys again soon.

Visio Lending is the nation's premier lender for buy and hold investors offering, long-term loans for SFR rental properties, including vacation rentals.

1905 Kramer Lane, Ste.
B700 Austin, TX 78758

888.521.0353

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All rights reserved. Copyright 2024. All loans are originated by Visio Financial Services Inc. (“VFS”) or Investor Mortgage Finance LLC (“IMF”). VFS is licensed by the Arizona Department of Financial Institutions as an Arizona Mortgage Banker, license number 1010600 as well as by the California Department of Financial Protection and Innovation as a California Finance Lender, license number 60DBO-56345. VFS’s company NMLS ID number is 1935590. IMF is licensed by the Arizona Department of Financial Institutions as an Arizona Mortgage Banker, license number 1034031 as well as by the California Department of Financial Protection and Innovation as a California Finance Lender, license number 60DBO-160501. IMF’s company NMLS ID number is 2297729. For more information about the use of our Website, please see our Terms of Use and Privacy Policy.