Top DSCR Loan Originator John Sperling

John Sperling

Senior Account Executive
Phone:

512-334-1506

Email:

john.sperling@visiolending.com

About John Sperling

Meet Your Top DSCR Loan Originator: John Sperling

 
  • Loan Volume Closed: $707 million
  • Deals Funded: 2,900+
  • Years in the Industry: 24 years in mortgages, with 12 years in investment property lending
  • DSCR Loan Focus: Portfolio expansion, repeat investor success and short-term rental financing
  • Markets Served: Florida, Georgia, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Tennessee and Texas
  • Education: B.A. in English Literature and Creative Writing, University of Southern California
  • Personal Interests: Live music, horseback riding and spending time with his six granddaughters
 

What Makes John a Top DSCR Loan Originator

 

John Sperling is one of the most experienced DSCR loan originators in the industry today. Having funded over 2,900 DSCR loans totaling $707 million, he’s assisted clients in scaling portfolios of all sizes, from first-time investors to repeat borrowers with numerous deals. In fact, one of John’s clients has completed 76 loans with him since 2017. That level of trust doesn’t occur by accident; it’s built on decades of dedication, honesty and results.

John began his lending career more than 20 years ago, eventually shifting his focus exclusively to DSCR loans in 2013 when he joined Visio Lending. He was part of the team that pioneered the short-term rental loan product in 2016 and has remained a trusted voice in the industry ever since.

Named a 2025 Top Producer by National Mortgage News, John ranked No. 25 out of 250 mortgage originators nationwide. It’s a testament to both his experience and his clients’ continued success.

Whether you’re a brand-new investor seeking step-by-step guidance or an experienced borrower looking for speed, scale and strategic insight, John’s approach remains consistent: set clear expectations, maintain transparency and always do the right thing.

Contact John Sperling

*By providing your mobile phone number, you are certifying that you are the account holder for the mobile phone account or have the account holder's permission to use the mobile phone number in relation to this application and other related products and services that may be offered. You are also consenting to receive SMS text message notifications. Text message fees may apply depending on your mobile carrier plan. You can text STOP to 512-788-9036 at any time to stop SMS text alerts that you activated. Emails sent to your primary email address won't be affected by this action.

What clients are saying about working with John Sperling
Thank you, John Sperling and the Visio Team, for your continued support and excellent work and assistance which allows me to make all my client's transactions a huge success.It is always a pleasure to work with you and Visio and I look forward to doing a lot more business with you in 2024 and years to come.I have enjoyed working with you the past 9 years and look forward to working with you in the future.
Raymond K.
Visio Lending is a awesome company to deal with the workers are respectable dependable resourceful and honest I appreciate one person in particular John Sperling for helping me every step of the way communicating with me every step of the way thank you John Sperling and Visio Lending for every thing.
Jeremiah B.
Well this company is the best and the only one I would ever use. This like my 70 loan with them and my rep is awesome JOHN SPERLING.
Mike S.
John sperling is an awesome Account executive! He is super knowledgeable and helpful. Visio's process for DSCR loans is awesome and smooth along with great rates and option.
Robert L.
Well this company is the best and the only one I would ever use. This like my 70 loan with them and my rep is awesome JOHN SPERLING.
William S.
Highly Recommend! The Visio team as a whole has been so easy to work with, a special thank you to John, Sierra, Kailey, Victoria, Janice, and Kenyetta.
Sindy B.