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Leverage Your Rental Portfolio With Visio

Thousands of real estate investors and brokers nationwide trust Visio Lending as their go-to DSCR partner. Join them today.

First DSCR lender with 12 years of direct lending experience
Asset-based loans – No employment verification, income qualification, DTI calculations, tax returns or 4506 required
Light documentation – No tax returns, income verification or credit report needed
Specialize in short- and long-term rentals – Rent-ready properties, 1–4 unit residential
Flexible loan options – 30-year fixed, 5/6 and 7/6 ARM (30-year amortization), 10-year interest-only
DSCR EXPERTISE – End-to-end personalized customer service with loan officer specialized in DSCR loans
Qualify on DSCR, not personal income
Up to 80% LTV
45-day free rate locks available, Competitive rates for investors and brokers
One-stop-shop leader for BRRRR Loans

Bio
Reviews

Sergio Leyva

Senior Account Executive

Phone:

512-334-1502

Email:

sergio.leyva@visiolending.com

About Sergio Leyva

Meet Your DSCR Investment Expert: Sergio Leyva

Loan Volume Closed: $80 million+
Deals Funded: 320 and counting
Years in the Industry: Four years in investment property lending
DSCR Loan Focus: Short-term rental and long-term rental financing
Markets Served: Florida, New York and Texas
Personal Interests: Golf and home improvement projects

What It’s Like to Work With Sergio

Sergio joined Visio Lending in 2021 and has focused exclusively on DSCR loans ever since. From day one, his goal has been simple: make the lending process as smooth and efficient as possible for investors.

Sergio takes a proactive approach to every loan, starting with an extensive review of each deal to flag potential obstacles early. His method saves time, avoids surprises and keeps deals on track. Clients value Sergio’s direct communication style. He doesn’t wait to deliver updates, good or bad, and makes sure his borrowers are always informed and confident about what’s ahead.

Sergio Leyva

Senior Account Executive

Phone:

512-334-1502

Email:

sergio.leyva@visiolending.com

Jorge G.

Sergio at Visio is very attentive and willing to help every step of the way with constant updates and follow up. They really make the process seem effortless.

Drew P.

I've worked with a lot of lenders/brokers who say they can get the job done but ultimately wastes everyone's time. It's refreshing to work someone like Visio and Sergio who understand what I'm trying to do and will find a way to make a happen.

Chris P.

I have been working with Sergio on my past three closed personal deals at Visio. Honest and upfront, he delivers on what he promises. The firm is competitive overall and their pricing and timely service are superior to others out there. With cash outs up to 75% and DSCR ratios as low as 1.04, the number of total mortgages in my portfolio stay low. I raise rents anyway, so that DSCR ratios keeps climbing. A definite recommend.

Chris P.

Just completed the fourth loan with them. Quick and efficient and very good rates. A shout out to Sergio as my loan officer. He is definitely the best.