Mike Langolf

    Recent Posts

    Resi Mortgage Brokers: Grow Your Business with SBC Loans

    Small Balance Commercial

    If you are a successful residential mortgage broker, you need to add Small Balance Commercial (SBC) lending to your...

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    resi brokers learn about sbc

    Do You Need a Home Warranty for Your Rental Property?

    Property Management

    What is the most important part of owning a rental property – cash flow! If you are like many smaller real estate...

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    home warranty

    A Review of Buildium Property Management Software

    Landlording

    So, you have successfully purchased your second or third rental property and are now contemplating taking your...

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    property management Buildium

    Applying Cap Rate to Your Roofstock Investment

    Real Estate Investor Tools

    If you have ever been on Roofstock’s website, you may have noticed that each property listing has the Current Rent...

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    what does cap rate mean

    Commercial Lease Types: Gross, Modified Gross, Percentage, & Net Leases

    Finance

    When it comes to commercial leases, the different types and options that are offered can be overwhelming and confusing....

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    tall glass buildings in a city

    Comparing Debt Yield, LTV and DSCR

    Finance

    Three useful metrics for evaluating a commercial real estate loan are Debt Yield, Loan-to-Value (LTV), and Debt Service...

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    Comparing DSCR, LTV, and Debt Yield

    How DSCR is Calculated for Commercial Properties

    DSCR, Finance, Small Balance Commercial

    Debt Service Coverage Ratio (DSCR) is the measure of a property’s cash flow to service its debt. It is calculated by...

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    Calculate DSCR

    Understanding LTV and Why It is Important to Lenders

    Finance

    Loan to Value, or LTV, is the ratio of the loan amount divided by the value of a property:

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    LTV Concept

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