Why You Should Work with Visio Lending

We Specialize in DSCR Loans

Visio Lending’s laser-like focus and rental loan expertise simply cannot be matched. Would you go to a foot doctor for a headache? Or an employment attorney for a divorce? There is something to be said about going to a specialist for the specialty you need. may encounter as a real estate investor.

Insurance: Insurance on a rental property is quite different from your personal home. Even many insurance agents who don’t regularly deal with rental properties don’t understand the nuances. Visio has a dedicated team that can help you properly insure your rental property investment and protects you against some of the not-so-obvious risks you may encounter as a real estate investor.

Vacation Rentals: Visio is one of the leading financiers of vacation rental properties in the U.S. Underwriting these properties for permanent mortgage finance is more of an art than a science. Nonetheless, Visio has developed a proven methodology to underwrite these properties to get you the best terms possible while also writing a responsible mortgage loan. 

Cross-defaults: Many owners of rental properties also engage in fixing and flipping properties. If that’s you, you might think twice about financing both your rentals and your flips with the same lender. Flips are subject to much greater market risk than rentals. Even the best flippers have deals that go sideways or the wrong way. Many lenders include cross-default provisions in their loan documents that provide that if you default on one loan it also counts as a default on all of your other loans. You don’t want to have a bad flip deal trigger a default on your rental properties.