DSCR LOANS FOR REAL ESTATE INVESTORS
Since 2012, investment property loans are the only thing we do.
Leverage your rental income, not your paystubs. Loans up to 80% LTV, flexible terms and available in 41 states, including Washington D.C.
Connect to a DSCR Specialist
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*By providing your mobile phone number, you are certifying that you are the account holder for the mobile phone account or have the account holder’s permission to use the mobile phone number in relation to this application and other related products and services that may be offered. You are also consenting to receive SMS text message notifications. Text message fees may apply depending on your mobile carrier plan. You can text STOP to 512-788-9036 at any time to stop SMS text alerts that you activated. Emails sent to your primary email address won’t be affected by this action.
Program
Snapshot
Loan Programs
- Purchase
- Cash-out refinance
- Rate-and-term refinance
Flexible Loan Terms
- 30-year fixed
- 5/6 and 7/6 ARM (30-yr amortization)
- 10-year interest only
- Optional buydowns
- No prepayment penalty available
Why you should work with Visio
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Up to 80% LTV
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Borrow in Entity or LLC
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Short-Term and Long-Term Rentals
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No Prepayment Penalty Available
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No Personal Income Verification
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45-Day Free Rate Lock
Why Visio
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Up to 80% LTV
-
Borrow in Entity or LLC
-
Short Term and Long Term Rentals
-
No Prepayment Penalty Available
-
No Personal Income Verification
-
45-day Fee Rate Lock
Strategic Use Cases with DSCR Loan
Frequently Asked Questions
We lend on investment properties including 1–4-unit residential, condos, townhomes and vacation rentals (short- or long-term). Owner-occupied homes aren’t eligible.
Absolutely! Visio specializes in entity-based lending, so you can close under your LLC, corporation or personal name. No personal income verification needed.
We lend in 41 states, including Washington D.C. The states we are not currently lending to are: AK, MN, ND, NE, NV, OR, SD, UT and VT. Check out our Where We Lend map to learn more.
Yes, we can review refinances on recently purchased or even vacant properties, subject to standard underwriting.
Visio Lending is the nation’s largest independent originator of DSCR loans, helping residential real estate investors finance rental properties with speed and flexibility. Founded in 2012 and headquartered in Austin, Texas, Visio has originated more than $4.2 billion in DSCR loans, including over $1.2 billion in vacation rental financing. Recognized by Scotsman Guide as the No. 1 DSCR loan provider in the U.S. for 2025, Visio has established itself as a trusted partner for investment property loans on both short- and long-term rentals.
