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Alabama DSCR Loans: Grow Your Rental Portfolio!

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With affordable property values, low taxes and a favorable price-to-rent ratio, Alabama has become an increasingly popular destination for SFR investors pursuing steady cash flow. Alabama has a perfect mix of markets to satisfy various rental property strategies.

While Huntsville and Birmingham lead in population, Montgomery presents an interesting opportunity for short- and long-term rentals. As Alabama’s capital and third-largest city, it provides affordable long-term investment opportunities, while its historical significance drives steady STR demand. Montgomery’s spot on AirDNA’s “Best Places to Invest in Short-Term Rentals in 2025” highlights its strength with an average revenue potential of nearly $34,000.

Alabama SFR investors trust Visio Lending for fast and reliable financing that helps them capitalize on opportunities in this growing and thriving market.

Why Investors Are Turning to Alabama

Alabama is proving to be one of the Southeast’s hidden gems for SFR investors. With low taxes, affordable home prices, and a favorable rent-to-price ratio, investors can find both dependable cash flow and long-term upside. Huntsville and Birmingham bring strong population bases, but Montgomery is especially attractive, earning a top spot from AirDNA for short-term rentals thanks to consistent demand and solid revenue potential. Visio Lending’s DSCR loans make it simple to finance deals here, letting you qualify based on property income and scale your rentals with confidence.

Visio Lending is the nation's premier lender for buy and hold investors offering, long-term loans for SFR rental properties, including vacation rentals.

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All rights reserved. Copyright 2024. All loans are originated by Visio Financial Services Inc. (“VFS”) or Investor Mortgage Finance LLC (“IMF”). VFS is licensed by the Arizona Department of Financial Institutions as an Arizona Mortgage Banker, license number 1010600 as well as by the California Department of Financial Protection and Innovation as a California Finance Lender, license number 60DBO-56345. VFS’s company NMLS ID number is 1935590. IMF is licensed by the Arizona Department of Financial Institutions as an Arizona Mortgage Banker, license number 1034031 as well as by the California Department of Financial Protection and Innovation as a California Finance Lender, license number 60DBO-160501. IMF’s company NMLS ID number is 2297729. For more information about the use of our Website, please see our Terms of Use and Privacy Policy.