California DSCR Loans for Single-Family Rental Investments

Despite population shifts, high property values and strict regulations, California remains a prime market for SFR investors. The latest Census data shows that 44% of California households are renters¹ compared to 35% nationwide².

Also, while the barrier to entry is one of the highest in the nation, with a median purchase price of $832,500, up 6% YoY³, Rentometer data shows that eight of the top ten most expensive cities based on average SFR rents are located in California⁴.

Strong rental demand and rising rents can help offset high purchase costs, creating positive cash flow with the right strategy.

California SFR investors rely on Visio Lending for fast and flexible financing to scale their portfolios. With our expertise and streamlined process, we help you quickly capitalize on opportunities in this competitive market.

How Investors Find Success in California’s Competitive Market

California might be one of the toughest places to break into, with high home prices and strict regulations, but the rewards can be just as big. Nearly half of households in the state rent, creating strong and steady demand across major metros. While purchase prices are high, rising rents in cities across the state help investors generate positive cash flow with the right strategy. Visio Lending’s DSCR loans make it possible to compete in this challenging market with flexible financing that’s based on property income, not personal finances.

Sources: 

1 & 2: Public Policy Institute of California

3: Redfin

4: Rentometer