Colorado DSCR Loans: Financing Rental Investments in the Rockies

Over the past decade, the appreciation rate for homes in Colorado surged to 8.6% per year, 22% higher than the national average¹. The Centennial State has shown great potential, with various high-performing markets for SFR investors.

Denver stands out as a strong SFR market, offering investors cash flow and long-term appreciation. While STRs face heavy restrictions, LTRs thrive, with average rents rising 0.8% YoY to $3,117². Arvada, a Denver suburb, saw one of the region’s highest SFR rent increases at 7.8%, pushing average rents to $3,005³.

Other high-performing markets include Aurora, where rents rose 2.4% YoY to $2,736; Boulder, with a 4.2% increase to $3,968; and Colorado Springs, where rents climbed 2.4% to $2,270⁴.

Visio Lending is Colorado’s premier DSCR lender, requiring an MSA or approved exception. Whether you’re investing in Denver, Aurora or elsewhere, we offer flexible financing to help grow your portfolio.

Why Colorado Remains a Strong Bet for Investors

Colorado continues to shine for investors thanks to appreciation rates far above the national average and steady rental demand across multiple markets. Denver and its suburbs provide reliable long-term rental opportunities, with Arvada seeing some of the biggest rent jumps in the region. Aurora, Boulder, and Colorado Springs are also performing well, giving investors plenty of options for both cash flow and appreciation. With Visio Lending’s DSCR loans, you can move quickly on opportunities and finance deals based on property income, not personal documentation.

Sources:

1: Thayer Group, Colorado Association of Realtors

2, 3 and 4: Rentometer