Idaho DSCR Loans for Rental Investors
With steady population growth driving high rental demand and rising rents in key markets, Idaho has become an attractive option for SFR investors looking for both strong cash flow and long-term appreciation.
Markets like Boise, Meridian and Nampa are experiencing increased investor interest due to strong in-migration and limited housing supply. Boise led with an 11% YoY rise in median home prices and welcomed over 9,000 new residents. As a result, tight inventory and a rental vacancy rate of just 2.3% have driven a surge in build-to-rent developments. Nearby, Meridian and Nampa are emerging as promising submarkets, with cap rates ranging from 5.5% to 6.4%, offering steady income and long-term growth potential1.
Visio Lending is Idaho’s premier DSCR lender, requiring an MSA or approved exception. We offer flexible financing solutions to help investors scale their rental portfolios in this growing market.
Strong Growth and Investor Demand in Idaho
Idaho offers diverse strategies for both new and experienced investors. With rising rents, attractive cap rates, and increasing demand for build-to-rent developments, the state has become a prime destination for those seeking strong cash flow and appreciation. Visio Lending’s DSCR loans provide flexible financing, LLC-only protections, and compliance with Idaho’s unique lending regulations.
Note: Loans in Idaho are subject to LTV restrictions per Visio Lending guidelines. Additionally, to comply with state regulations, our closing team will list the title company as the trustee during document preparation.
