Contact
Chicago 7373847 1280 e1744054686326

Illinois DSCR Loans for Growing Rental Portfolios

Posted on

Since Illinois ranks sixth in population and fifth in GDP, investing in SFR properties in the Prairie State can be a smart option for real estate investors looking to grow their portfolios.

Outside of Chicago, the state’s largest city, Illinois offers great short-term rental opportunities. Three cities, including Peoria, Rockford and Springfield, rank among AirDNA’s top 25 “Best Places to Invest in Short-Term Rentals in 2025.” 

For long-term SFR investments, cities like Naperville, Champaign and Aurora present immense upside. For example, in Aurora, the average rent has risen to $2,409, a 9% YoY increase, according to Rentometer.

Note: Visio Lending provides Illinois investors with added asset protection and financial flexibility, as we require all borrowers in the state to invest through an LLC or corporate entity.

What Makes Illinois a Smart Market for Investors

Illinois has plenty to offer investors beyond Chicago. Cities like Peoria, Rockford, and Springfield are ranked among the best spots in the nation for STRs, while places like Naperville, Champaign, and Aurora give long-term investors solid rent growth and potential. With Visio Lending’s DSCR loans, you can secure flexible financing based on property income and scale faster in Illinois’ diverse rental market.

Visio Lending is the nation's premier lender for buy and hold investors offering, long-term loans for SFR rental properties, including vacation rentals.

1905 Kramer Lane, Ste.
B700 Austin, TX 78758

888.521.0353

DSCR Loans

Our Process

Resources

Visio Lending

All rights reserved. Copyright 2024. All loans are originated by Visio Financial Services Inc. (“VFS”) or Investor Mortgage Finance LLC (“IMF”). VFS is licensed by the Arizona Department of Financial Institutions as an Arizona Mortgage Banker, license number 1010600 as well as by the California Department of Financial Protection and Innovation as a California Finance Lender, license number 60DBO-56345. VFS’s company NMLS ID number is 1935590. IMF is licensed by the Arizona Department of Financial Institutions as an Arizona Mortgage Banker, license number 1034031 as well as by the California Department of Financial Protection and Innovation as a California Finance Lender, license number 60DBO-160501. IMF’s company NMLS ID number is 2297729. For more information about the use of our Website, please see our Terms of Use and Privacy Policy.