Iowa DSCR Loan Options for Rental Property Investors

With affordable property values and steady rent growth, Iowa is becoming a popular choice for SFR investors seeking solid cash flow without the competition of larger markets.

Markets like Davenport, Ames, Des Moines, and Cedar Rapids have all seen significant SFR rent growth. Davenport led with a 14.1% YoY increase, raising average rents to $1,597 per month. Ames followed with a 5.2% rise to $1,527, while Des Moines saw a 4.4% increase to $1,625. Cedar Rapids also experienced steady growth, with rents rising 2.4% YoY to $1,358 per month¹.

Visio Lending is Iowa’s premier DSCR lender, requiring an MSA or approved exception. SFR investors turn to us for fast, dependable and flexible financing solutions to help them scale their rental portfolios in this growing market.

What’s Driving Investor Interest in Iowa

Iowa may not get the same spotlight as bigger states, but that’s exactly what makes it appealing: affordable property values, less competition, and steady rent growth across key cities. Davenport led the pack with big rent gains, while Ames, Des Moines, and Cedar Rapids are also showing momentum. For investors looking for dependable cash flow without the bidding wars of larger metros, Iowa is an underrated gem. With Visio Lending’s DSCR loans, you can qualify based on the property’s income and scale your portfolio with ease.

Sources:

1: Rentometer