New Mexico DSCR Loans for Rental Property Investments
With moderately affordable property values, steady population growth driving high rental demand and rising rents in key markets, New Mexico has become an attractive option for SFR investors looking for solid cash flow and long-term appreciation.
Although average SFR rents in Albuquerque have remained relatively stagnant at around $2,200 per month, Rentometer data shows significant potential for growth in markets like Rio Rancho, Santa Fe and Las Cruces.
All three of those markets saw an increase in average SFR rents year-over-year. Rio Rancho led the way with a 2.0% increase, pushing average rents to $2,167. Santa Fe followed with a 1.4% rise to $3,497 and Las Cruces saw a 1.0% uptick to $1,7691. With consistent growth and strong demand, these markets remain top picks for investors seeking steady income.
Visio Lending is New Mexico’s premier DSCR lender, requiring an MSA or approved exception. SFR investors turn to us for fast, dependable and flexible financing solutions to help them scale their rental portfolios in the Land of Enchantment.
Why Investors Are Eyeing New Mexico
New Mexico is proving to be more than just a scenic destination, it’s a strong rental market with solid growth potential. While Albuquerque rents have held steady, surrounding cities like Rio Rancho, Santa Fe, and Las Cruces are all posting YoY increases, giving investors multiple paths to consistent cash flow. With affordable entry points and growing demand, the Land of Enchantment is becoming a favorite for both short- and long-term rental strategies. Visio Lending’s DSCR loans make financing simple, helping investors scale quickly with property-based qualification.
Sources:
1: Rentometer
