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South Carolina DSCR Loans for Rental Investors

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With affordable property values, a growing population, a strong job market and investor-friendly laws, South Carolina has become a top choice for SFR investors seeking steady cash flow and long-term appreciation. Regardless of your real estate investing goals, South Carolina has it all for you.

South Carolina offers great short-term rental opportunities. Three cities, including Columbia, Spartanburg and Greenville, rank among AirDNA’s top 25 “Best Places to Invest in Short-Term Rentals in 20251.” Even though Myrtle Beach isn’t mentioned on the list, it remains a profitable venture, especially during the summer months. AirDNA gives Myrtle Beach a 77 out of 100 market score, with an average annual value of $47,100, up 3% YoY2.

For long-term SFR investments, cities like Charleston, Columbia, Greenville and Spartanburg present immense upside. For example, the average rent in Columbia has risen to $1,738, a 2.4% YoY increase3.

Visio Lending is South Carolina’s premier DSCR lender. SFR investors turn to us for fast, dependable and flexible financing solutions to help them scale their rental portfolios in this growing market.

Why South Carolina Stands Out for Rental Property Investors

From thriving metros like Charleston and Columbia to vacation spots like Myrtle Beach, South Carolina offers a mix of steady long-term rental demand and lucrative short-term rental potential. Affordable home values, strong population growth, and investor-friendly laws create a perfect environment for scaling rental portfolios. With Visio Lending’s DSCR loans, investors can qualify based on property-level cash flow, enjoy flexibility, LLC-only protection, and the efficiency needed to capture opportunities in South Carolina’s competitive market,

Sources:

1: AirDNA – Best Places to Invest in Short-Term Rentals in 2025
2: AirDNA
3: Rentometer

Visio Lending is the nation's premier lender for buy and hold investors offering, long-term loans for SFR rental properties, including vacation rentals.

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B700 Austin, TX 78758

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All rights reserved. Copyright 2024. All loans are originated by Visio Financial Services Inc. (“VFS”) or Investor Mortgage Finance LLC (“IMF”). VFS is licensed by the Arizona Department of Financial Institutions as an Arizona Mortgage Banker, license number 1010600 as well as by the California Department of Financial Protection and Innovation as a California Finance Lender, license number 60DBO-56345. VFS’s company NMLS ID number is 1935590. IMF is licensed by the Arizona Department of Financial Institutions as an Arizona Mortgage Banker, license number 1034031 as well as by the California Department of Financial Protection and Innovation as a California Finance Lender, license number 60DBO-160501. IMF’s company NMLS ID number is 2297729. For more information about the use of our Website, please see our Terms of Use and Privacy Policy.