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This blog post has been updated March 2024 for freshness and accuracy
At Visio Lending, we customize our loan programs to tailor to the needs of real estate investors. And we do it well! (We've closed over 11k loans). Our Rental360 No DSCR loan product is designed for the investor looking to finance rentals in hot markets where the rents have not caught up with the property values. It's a great product that uses DSCR, but has other qualifications. This loan product offers full 30 year terms, rate buy-downs, the ability to finance in an LLC, and more. Here are some of our recently closed Rental360 No DSCR loans. We update this page monthly, so be sure to check back in for the latest closed loans.
Arlington, VA - Single Unit Rental
- Loan Amount: $925,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Rate & Term Refinance
- Closing Date: February 2024
New York, NY - Single Unit Rental
- Loan Amount: $210,000
- Rate Structure: 5/6 ARM
- Loan Type: Purchase
- Closing Date: January 2024
St. Petersburg, FL - Single Family Rental
- Loan Amount: $210,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: December 2023
Poughkeepsie, NY - Single Family Rental
- Loan Amount: $270,000
- Rate Structure: 5/6 ARM
- Loan Type: Purchase
- Closing Date: December 2023
North Bay Village, FL - Single Family Rental
- Loan Amount: $882,000
- Rate Structure: 5/6 ARM
- Loan Type: Cash-Out Refinance
- Closing Date: November 2023
Fairfield, NJ - Single Family Rental
- Loan Amount: $390,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: October 2023
Colorado Springs, CO - Single Family Rental
- Loan Amount: $371,250
- Rate Structure: 5/6 ARM
- Loan Type: Purchase
- Closing Date: September 2023
Summerville, SC - Single Family Rental
- Loan Amount: $279,930
- Rate Structure: 5/6 ARM
- Loan Type: Purchase
- Closing Date: August 2023
Summerville, SC - Single Family Rental
- Loan Amount: $279,930
- Rate Structure: 5/6 ARM
- Loan Type: Purchase
- Closing Date: August 2023
Jacksonville, FL - Single Family Rental
- Loan Amount: $480,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: July, 2023
Seymour, TN - Single Family Rental
- Loan Amount: $385,000
- Rate Structure: 5/6 ARM
- Loan Type: Purchase
- Closing Date: June, 2023
SeaTac, WA - Single Family Rental
- Loan Amount: $325,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: April, 2023
Westfield, IN - Single Family Rental
- Loan Amount: $715,000
- Rate Structure: 5/6 ARM
- Loan Type: Cash-Out Refinance
- Closing Date: April, 2023
East Hampton, NY - Single Family Rental
- Loan Amount: $3,250,000
- Rate Structure: 5/6 ARM
- Loan Type: Cash-Out Refinance
- Closing Date: March, 2023
Brooklyn, NY - Single Family Rental
- Loan Amount: $457,500
- Rate Structure: 5/6 ARM
- Loan Type: Purchase
- Closing Date: February, 2023
Apollo Beach, FL - Single Family Rental
- Loan Amount: $225,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: February, 2023
New York, NY - Single Unit Rental
- Loan Amount: $1,006,000
- Rate Structure: 5/6 ARM
- Loan Type: Cash-Out Refinance
- Closing Date: February, 2023
Cliffside Park, NJ - Single Unit Rental
- Loan Amount: $392,000
- Rate Structure: 5/1 ARM
- Loan Type: Purchase
- Closing Date: January, 2023
Staten Island, NY - Single Family Rental
- Loan Amount: $350,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: December, 2022
Cleveland, OH - Single Family Rental
- Loan Amount: $251,250
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: November, 2022
Houston, TX - Single Family Rental
- Loan Amount: $251,250
- Rate Structure: 5/1 ARM
- Loan Type: Purchase
- Closing Date: November, 2022
Bayonne, NJ - Single Family Rental
- Loan Amount: $452,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Rate & Term Refinance
- Closing Date: October, 2022
Bayonne, NJ - Single Family Rental
- Loan Amount: $452,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Rate & Term Refinance
- Closing Date: October, 2022
Irvington, Texas - Single Family Rental
- Loan Amount: $228,900
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: September, 2022
Dallas, Texas - Single Family Rental
- Loan Amount: $590,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: September, 2022
Austin, Texas - Single Family Rental
- Loan Amount: $292,500
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: August, 2022
Houston, Texas - Single Family Rental
- Loan Amount: $185,500
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: August, 2022
The Colony, Texas - Single Family Rental
- Loan Amount: $440,300
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: August, 2022
Atlanta, Georgia - Single Family Rental
- Loan Amount: $306,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Rate & Term Refinance
- Closing Date: August, 2022
Burbank, Illinois - Single Family Rental
- Loan Amount: $358,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: August, 2022
Miami, Florida - Single Family Rental
- Loan Amount: $490,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: July, 2022
Hanford, California - Single Family Rental
- Loan Amount: $220,500
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: July, 2022
Cincinnati, Ohio - Single Family Rental
- Loan Amount: $153,750
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: July, 2022
Miami, Florida - Single Family Rental
- Loan Amount: $175,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: July, 2022
Bluffton, South Carolina - Single Family Rental
- Loan Amount: $177,500
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: July, 2022
Columbus, Georgia - Single Family Rental
- Loan Amount: $330,000
- Rate Structure: 5/1 ARM
- Loan Type: Purchase
- Closing Date: June, 2022
Orange, New Jersey - Single Family Rental
- Loan Amount: $392,000
- Rate Structure: 5/1 ARM
- Loan Type: Cash-Out Refinance
- Closing Date: June, 2022
Atlanta, Georgia - Single Family Rental
- Loan Amount: $228,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: June, 2022
Atlanta, Georgia - Single Family Rental
- Loan Amount: $168,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: May, 2022
Miami, Florida - Condo Rental
- Loan Amount: $544,100
- Rate Structure: 30-Yr Fixed
- Loan Type: Rate & Term Refinance
- Closing Date: May, 2022
Irvington, New Jersey - Single Family Rental
- Loan Amount: $262,500
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: May, 2022
Irvington, New Jersey - Single Family Rental
- Loan Amount: $262,500
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: May, 2022
Chesterfield, South Carolina - Single Family Rental
- Loan Amount: $141,187
- Rate Structure: 5/1 ARM
- Loan Type: Purchase
- Closing Date: April, 2022
New Haven, Connecticut - Single Family Rental
- Loan Amount: $396,772
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: April, 2022
North Plainfield , New Jersey - Single Family Rental
- Loan Amount: $431,250
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: April, 2022
Washington , DC - Condo Rental
- Loan Amount: $175,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: March, 2022
San Antonio , Texas - Multi-Family Rental
- Loan Amount: $453,750
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: March, 2022
Brooklyn , New York - Multi-Family Rental
- Loan Amount: $630,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: March, 2022
Austin, Texas - Single Family Rental
- Loan Amount: $347,750
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: March, 2022
Winchester, California - Single Family Rental
- Loan Amount: $394,530
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: January, 2022
Bay Harbor Island, Florida - Single Apartment Home
- Loan Amount: $176,150
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: January, 2022
Leander, Texas - Single Family Rental
- Loan Amount: $261,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: January, 2022
Silverdale, Washington - Single Family Rental
- Loan Amount: $497,250
- Rate Structure: 30-Yr Fixed
- Loan Type: Rate & Term Refinance
- Closing Date: January, 2022
Leander, Texas - Single Family Rental
- Loan Amount: $247,500
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: January, 2022
Austin, Texas - Single Family Rental
- Loan Amount: $500,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: December, 2021
Leander, Texas - Single Family Rental
- Loan Amount: $212,500
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: December, 2021
Leander, Texas - Single Family Rental
- Loan Amount: $215,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: December, 2021
Carrollton, Texas - Single Family Rental
- Loan Amount: $150,000
- Rate Structure: 30-Yr Fixed
- Loan Type: Purchase
- Closing Date: December, 2021
Woodstown, New Jersey- Mixed-Use Residential
- Loan Amount: $296,250
- Rate Structure: 30-Yr Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: December, 2021
Parkland, Florida - Single Family Rental
- Loan Amount: $760,900
- Rate Structure: 5/1 Arm
- Loan Type: Cash-Out Refinance
- Closing Date: November 2021
Carrollton, Texas - Single Family Rental
- Loan Amount: $150,000
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: October 2021
Oklahoma City, Oklahoma - Single Family Rental
- Loan Amount: $249,000
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: October 2021
Philadelphia, Pennsylvania - Single Family Rental
- Loan Amount: $183,750
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: October 2021
Palm Beach Shored, Florida - Single Family Rental
- Loan Amount: $162,400
- Rate Structure: 30-Year Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: October 2021
Fort Worth, Texas - Single Family Rental
- Loan Amount: $191,250
- Rate Structure: 7/1 ARM
- Loan Type: Purchase
- Closing Date: September 2021
Leander, Texas - Single Family Rental
- Loan Amount: $285,750
- Rate Structure: 30-Year Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: September 2021
Tampa, Florida - Single Family Rental
- Loan Amount: $318,750
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: September 2021
Stony Point, New York - Single Family Rental
- Loan Amount: $626,250
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: September 2021
Winter Garden, Florida - Single Family Rental
- Loan Amount: $210,000
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: September 2021
Ellington, Connecticut - Single Family Rental
- Loan Amount: $466,500
- Rate Structure: 5/1 ARM
- Loan Type: Purchase
- Closing Date: August 2021
Jamaica, New York - Single Family Rental
- Loan Amount: $455,000
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: August 2021
Katy, Texas - Single Family Rental
- Loan Amount: $159,000
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: August 2021
Castle Rock, Colorado - Single Family Rental
- Loan Amount: $444,500
- Rate Structure: 30-Year Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: August 2021
Austin, Texas - Condo Rental
- Loan Amount: $942,000
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: August 2021
Albany, New York - Single Family Rental
- Loan Amount: $172,500
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: August 2021
Paterson, New Jersey - Single Family Rental
- Loan Amount: $297,500
- Rate Structure: 5/1 ARM
- Loan Type: Cash-Out Refinance
- Closing Date: July 2021
Nashville, Tennessee - Single Family Rental
- Loan Amount: $149,800
- Rate Structure: 30-Year Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: July 2021
Chicago, Illinois - Condo Rental
- Loan Amount: $150,000
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: July 2021
Tuckasegee, North Carolina - Single Family Rental
- Loan Amount: $288,900
- Rate Structure: 5/1 ARM
- Loan Type: Cash-Out Refinance
- Closing Date: July 2021
Garland, Texas - Single Family Rental
- Loan Amount: $322,500
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: June 2021
Antioch, Tennessee - Single Family Rental
- Loan Amount: $166,600
- Rate Structure: 30-Year Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: June 2021
Jackson, New Hampshire - Single Family Rental
- Loan Amount: $348,757
- Rate Structure: 30-Year Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: June 2021
Washington, DC - Single Family Rental
- Loan Amount: $173,250
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: June 2021
Huntington, New York - Single Family Rental
- Loan Amount: $433,000
- Rate Structure: 30-Year Fixed
- Loan Type: Rate & Term Refinance
- Closing Date: May 2021
Houston, Texas - Single Family Rental
- Loan Amount: $225,000
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: May 2021
Staten Island, New York - Single Family Rental
- Loan Amount: $300,000
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: May 2021
Fort Worth, Texas - Single Family Rental
- Loan Amount: $170,250
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: May 2021
Washington Township, Ohio - Single Family Rental
- Loan Amount: $264,000
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: April 2021
Bay Shore, New York - Single Family Rental
- Loan Amount: $644,977
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: April 2021
Austin, Texas - Single Family Rental
- Loan Amount: $1,365,000
- Rate Structure: 5/1 ARM
- Loan Type: Purchase
- Closing Date: April 2021
Flossmoor, Illinois - Single Family Rental
- Loan Amount: $200,000
- Rate Structure: 7/1 ARM
- Loan Type: Cash-Out Refinance
- Closing Date: March 2021
Orlando, Florida - Single Family Rental
- Loan Amount: $169,400
- Rate Structure: 30-Year Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: March 2021
Cypress, Texas - Single Family Rental
- Loan Amount: $252,000
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: March 2021
Graham, Washington - Single Family Rental
- Loan Amount: $289,000
- Rate Structure: 30-Year Fixed
- Loan Type: Rate & Term Refinance
- Closing Date: March 2021
East Elmhurst, New York - 3 Unit Rental
- Loan Amount: $698,750
- Rate Structure: 30-Year Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: March 2021
Austin, Texas - Single Family Rental
- Loan Amount: $906,000
- Rate Structure: 5/1 ARM
- Loan Type: Purchase
- Closing Date: February 2021
Hilo, Hawaii - Single Family Rental
- Loan Amount: $212,000
- Rate Structure: 30-Year Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: February 2021
Knoxville, Tennessee - Single Family Rental
- Loan Amount: $223,600
- Rate Structure: 30-Year Fixed
- Loan Type: Cash-Out Refinance
- Closing Date: January 2021
Philadelphia, Pennsylvania - Single Family Rental
- Loan Amount: $588,750
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: November 2020
Buffalo, New York - Single Family Rental
- Loan Amount: $147,000
- Rate Structure: 5/1 ARM
- Loan Type: Purchase
- Closing Date: November 2020
Chantilly, Virginia - Single Family Rental
- Loan Amount: $620,628
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: November 2020
Berkeley, California - Single Family Rental
- Loan Amount: $630,000
- Rate Structure: 5/1 ARM
- Loan Type: Cash-Out Refinance
- Closing Date: December 2020
Buda, Texas - Single Family Rental
- Loan Amount: $457,500
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: January 2021
Kissimmee, Florida - Single Family Rental
- Loan Amount: $295,500
- Rate Structure: 30-Year Fixed
- Loan Type: Purchase
- Closing Date: January 2021
Other cool features of our No DSCR Product include:
- Streamlined qualification process
- No tax returns or 4506 requirements
- No DTI or personal income qualification
For more information and to take advantage of this unique, investor loan program contact us.
Keep in mind, our Loan Programs and features are subject to change. For the latest updates, sign up for our emails or contact your Account Executive. Be sure to visit the Visio Blog for resources on financing, real estate investing, landlording, and more.
Editor's Note: We update our Closed Loan pages periodically to show readers our latest rental properties.
